Living near Florida water — whether it’s the Atlantic surf in Boca Raton and Deerfield Beach or the quieter canals of Palm Coast — changes what you should expect from renter’s insurance. Standard renters policies are useful and inexpensive, but they have important gaps that matter more the closer you live to the water. Below I explain what typical policies do and don’t cover, how coastal geography (oceanfront vs. canal) changes your risk and your premium, and exactly what to

What Is the Live Local Act? The Live Local Act , enacted on July 1, 2023 , is one of Florida’s most significant housing initiatives in recent decades. Designed to expand access to affordable and workforce housing , the law aims to encourage private developers to build and maintain rental units that are attainable for middle-income workers—such as teachers, nurses, and first responders—who often earn too much to qualify for traditional affordable housing yet still struggle wit

Palm Coast, FL Rental Market Update – Mid-2025 Palm Coast, Florida, continues to show signs of stability in its rental housing market...

Mike Norris and Cornelia Manfre, leading to a runoff in November in Palm Coast. These candidates bring new perspectives to the table.