Living with pets in Florida means juggling three rulebooks at once: (1) the association’s covenants, conditions & restrictions (CC&Rs) if you’re in an HOA or condo, (2) municipal animal-control laws, and (3) federal/state disability rules that protect service and assistance animals. Below is a practical, region-focused guide comparing what you’re likely to run into in Boca Raton and Deerfield Beach associations versus what single-family homeowners in Palm Coast normally face.

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