When it comes to Florida’s storm season, the difference between coastal South Florida and the quieter northeast coast often shows up in the fine print of leases and condominium documents — especially in hurricane  and force-majeure  clauses. These provisions determine who is responsible for installing shutters, securing property, and handling delays or damage caused by major storms. 1. Understanding Force-Majeure Clauses A force-majeure   clause is a key provision in Florida

Florida’s coastal humidity poses one of the most persistent habitability challenges for property owners and tenants alike. In areas such as Boca Raton  and Deerfield Beach , near the Atlantic shoreline, and Palm Coast , along its canal systems and humid subtropical microclimate, managing moisture inside homes—especially those with enclosed lanais —is both a health and legal concern. 1. Why Documentation Matters When it comes to mold and moisture issues in Florida’s humid coas

Planning, buying, insuring, or managing coastal property in Southeast Florida means answering two related questions: (1) Is the property in a FEMA flood zone (and what’s the Base Flood Elevation)?  and (2) How exposed is it to storm surge?  The places in this short guide differ in how those questions are answered: Boca Raton and Deerfield Beach include barrier-island / Intracoastal neighborhoods where ocean surge and wave action are key risks, while Palm Coast’s risk picture

Why landlords request proof of insurance Landlords routinely require tenants (especially long-term tenants, vacation rental tenants, or those leasing whole properties) to provide proof of insurance coverage or name the landlord as an additional insured. The reasons include: Ensuring the unit/house is insured in case of damage (fire, windstorm, vandalism) which could otherwise expose the landlord’s investment. Protecting against liability claims (guest injuries, property damag

Living near Florida water — whether it’s the Atlantic surf in Boca Raton and Deerfield Beach or the quieter canals of Palm Coast — changes what you should expect from renter’s insurance. Standard renters policies are useful and inexpensive, but they have important gaps that matter more the closer you live to the water. Below I explain what typical policies do and don’t cover, how coastal geography (oceanfront vs. canal) changes your risk and your premium, and exactly what to

Rethinking the Traditional Security Deposit in Florida For many years, landlords have relied on security deposits as a financial safeguard against unpaid rent, property damage, or lease defaults. But in recent years, evolving tenant expectations, increased competition for quality renters, and changes in state law have encouraged landlords to explore alternatives  that reduce move-in cost burdens while still protecting the property owner. For landlords in Palm Beach, Broward,

Renters who move around South Florida quickly learn that the headline rent is only part of the math. “Junk fees” — non-rent charges added at application, move-in, or during tenancy — can tack hundreds (or even thousands) onto the first month’s outlay. Below I compare the patterns you’re likely to see in Boca Raton / Deerfield Beach condo rentals versus single-family homes in Palm Coast, explain why the differences exist, and offer practical steps to avoid surprises. Boca Rato

What Is the Live Local Act? The Live Local Act , enacted on July 1, 2023 , is one of Florida’s most significant housing initiatives in recent decades. Designed to expand access to affordable and workforce housing , the law aims to encourage private developers to build and maintain rental units that are attainable for middle-income workers—such as teachers, nurses, and first responders—who often earn too much to qualify for traditional affordable housing yet still struggle wit

As Florida continues to refine its landlord-tenant laws, renters in Palm Beach, Broward, and Flagler counties should pay attention to several changes and proposed amendments that may affect their rights, notice periods, deposits, disclosures, and protections. While Florida law largely preempts local ordinances in the residential rental sphere, local implementation and county/city practices can cause variation in how changes play out on the ground. Below are key developments i

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