Credit-building via rent reporting: which local property managers in each city offer it (and how to ask)
- Maria V.
- 2 days ago
- 21 min read
Renting can be credit-building — if your landlord or property manager reports your on-time rent payments to the credit bureaus. Many national platforms do the heavy lifting (Esusu, RentTrack, Boom, LevelCredit, etc.), and property management software vendors integrate those services — but not every local manager advertises participation. Below I’ll explain how rent reporting works, name local property managers in three South-Florida cities (Boca Raton / Palm Beach, Broward / Deerfield–Fort Lauderdale area, and Palm Coast / Flagler), what I found on their sites, and exactly how to ask so you get a clear answer.
How rent reporting works (quick primer)
Credit Building Through Third-Party Rent-Reporting Platforms: What Renters and Property Managers Should Know
Building credit has traditionally depended on credit cards, auto loans, or other forms of borrowing—but in recent years, a new path has gained traction: rent reporting. Because rent is often a household’s largest monthly expense, having those on-time payments reflected on a credit report can make a meaningful difference for renters seeking to increase their scores or establish credit for the first time.
How Third-Party Rent-Reporting Platforms Work
Third-party platforms act as intermediaries between property managers and the major credit bureaus—Experian, TransUnion, and Equifax. These platforms collect or receive rent-payment data directly from a landlord, property manager, or accounting system. Once verified, the platform submits those monthly rent payments to one or more bureaus.
Some key points:
Automatic data flow: Property managers typically enroll their full property portfolio with the vendor or integrate their property-management software (e.g., AppFolio, Yardi, Buildium) with the rent-reporting service.
Verified reporting: Only confirmed on-time rent payments are transmitted. Partial payments or late payments may be handled differently depending on the vendor’s policy.
Multi-bureau reporting: Not all platforms report to all three credit bureaus—some only report to Experian or TransUnion, while others provide full tri-bureau reporting.
Why Property Managers Use Third-Party Vendors
For property managers, partnering with a reporting vendor is easier and more compliant than attempting to report credit data in-house. Credit bureaus require strict data standards, secure data transfer, and consistent monthly reporting. Third-party vendors already meet these requirements and offer:
Portfolio-wide enrollment
API integrations with management software
Compliance and data-security frameworks
Optional resident-paid or owner-paid pricing structures
Many large multifamily operators now offer rent reporting as a resident amenity because it increases resident satisfaction and helps renters build credit without taking on debt.
Benefits for Renters
For renters, the upside can be significant:
Credit score improvement: Many renters see a positive impact from the addition of a new, on-time tradeline—especially those with thin or new credit files.
Historical reporting: Some vendors let renters add up to 24 months of past on-time rent history, further boosting credit-building potential.
No new debt: Unlike credit cards or loans, rent reporting reflects an existing obligation rather than new borrowing.
Examples of Third-Party Rent-Reporting Vendors
While several companies operate in this space, RentTrack is one of the most widely recognized for its multi-bureau reporting capabilities. Through RentTrack, property managers can enroll buildings so that residents’ rent payments are automatically verified and reported each month.
How Renters Can Access Rent Reporting
If your building doesn't already participate, you can usually:
Ask your property manager whether they partner with a rent-reporting service.
Request enrollment of your building or unit. Many vendors require manager approval.
Use a renter-initiated platform (if building approval is not required), though these may require linking your bank account or rental portal.
Rent Reporting Options: Landlord-Paid, Tenant-Paid, and Self-Enrollment Paths
Rent reporting has become one of the most accessible tools for renters who want to build or strengthen their credit history. As more property managers adopt this feature, the cost structure and enrollment process can vary widely—meaning renters should understand how their building handles reporting and what alternatives exist if they’re not already included.
How Rent Reporting Is Priced
Rent reporting programs generally follow two models:
1. Landlord/Owner-Paid Reporting (No Cost to Tenants)
Many landlords and multifamily operators now offer rent reporting as a complimentary resident benefit. In these arrangements:
The owner or management company pays the platform’s subscription fee.
All or most units in the property are automatically enrolled.
Tenants typically experience no extra charges.
Reporting often becomes part of a “resident benefits package” that may bundle other services (e.g., online payment portals, maintenance apps, or insurance options).
This model has grown rapidly because it increases resident satisfaction and reduces the administrative burden of individual enrollments.
2. Tenant-Paid Subscription Reporting
Other properties offer rent reporting as an optional add-on with a monthly or annual fee charged to residents. In this structure:
Tenants pay directly for the reporting service.
Enrollment may be optional or tied to specific rent-payment tools.
Pricing varies by vendor, and some offer tiered plans (e.g., with or without past rent history).
This model is common in smaller buildings, independent landlords, or older properties where ownership isn’t ready to fund portfolio-wide reporting.
Self-Enrollment: An Option for Renters Not Enrolled by Their Property
If your building doesn’t participate in a rent reporting program, you may still have options. Several third-party platforms allow individual renters to self-enroll, even without landlord participation. These services typically verify payments through:
Bank-account transaction data
Uploads of lease agreements
Rent-payment history
Communication with landlords to confirm rental terms
While verification standards vary, the ability to self-enroll gives renters more control over whether their on-time payments can impact their credit profile.
Why Cost Structure Matters
For renters, understanding who pays for the service can determine:
Whether monthly fees are added on top of rent
How past rent history is handled
Which credit bureaus receive the reported data
Whether enrollment is automatic or requires action on the tenant’s part
For property owners, offering free reporting can be a competitive advantage—especially in markets with tight competition for quality tenants.
Key Takeaway
Whether rent reporting is owner-paid, tenant-paid, or self-directed, the goal is the same: to turn on-time housing payments into positive credit history. As adoption grows, renters have more choices than ever to ensure their largest monthly expense can help build long-term financial health.
What I checked and the headline finding
I looked at local property-manager websites and national rent-reporting vendor pages. Most local property managers publish pages about rent collection or online portals, but they don’t always advertise rent-reporting partnerships on their public sites. That doesn’t mean they don’t offer it — it usually means you need to ask directly. National vendors commonly used by managers include RentTrack, Esusu, RealPage integrations, Boom, and LevelCredit.
City-by-city (local managers & what I found)
Boca Raton (Palm Beach County)
Local Property Managers With a Strong Presence in Boca — What They Publicly Offer (and Don’t)
When evaluating whether local property managers in Boca Raton support rent reporting, one of the most reliable starting points is their own public websites. These pages usually highlight core services such as rent collection, tenant portals, and maintenance systems. However, they don’t always reveal whether the company participates in rent-reporting programs — a feature that more renters are now actively seeking.
Dayan Property Management — Strong Local Presence, Limited Public Detail on Rent Reporting
Dayan Property Management is well-established in Boca Raton and maintains a clear, service-forward online presence. Their website outlines the essentials most renters expect from a professional management company:
Rent collection tools
Online tenant portals
Maintenance requests
General tenant services
What’s missing is a public statement about rent-reporting partnerships.
This absence doesn’t confirm they don’t offer it — it simply means they do not advertise it on their public site. Many local management firms activate rent reporting quietly through back-office integrations in their property-management software. Others wait to offer it only when a tenant asks. In short:
If rent reporting is important to you, the next step is to contact them directly and ask whether they support reporting through RentTrack, Esusu, RealPage, Boom, LevelCredit, or another platform.
Why Local Sites Often Don’t Mention Rent Reporting
Local property managers vary in scale, and many use standardized software platforms that can support rent reporting even if the company does not highlight it. Because rent reporting is still an emerging expectation among renters, it often falls into “optional service” territory rather than a promoted feature.
Bottom Line for Boca Renters
Dayan Property Management has a solid local footprint and robust online tenant services — but like many local firms, it doesn’t openly advertise whether rent reporting is available. Renters should view this not as a red flag but as a prompt to reach out and confirm directly.
Jilsa / Boca Raton Property Management — What Their Public Information Shows (and Doesn’t) About Rent Reporting
For renters and property owners exploring management options in Boca Raton, Jilsa — also known as Boca Raton Property Management — stands out as a full-service firm with a broad operational footprint. Their website highlights a comprehensive range of services that support both property owners and tenants, particularly in the areas of administrative oversight and financial transparency.
What Jilsa Publicly Highlights
Jilsa’s online materials emphasize core components of professional property management, including:
Full-service management covering leasing, maintenance coordination, and oversight
Financial reporting tools that provide owners with clarity on income, expenses, and property performance
Tenant support systems such as rent collection and communication channels
Experience managing condos and HOAs, including in the broader West Palm Beach area
These are strengths that indicate a well-structured internal system and a mature management model.
What’s Not Clearly Stated: Rent Reporting to Credit Bureaus
Despite its detailed presentation of financial and administrative offerings, Jilsa’s public-facing materials do not specify whether the company reports rent payments to any credit bureaus.
This does not necessarily mean they don’t offer it. As with many small and mid-sized property managers, rent reporting may:
Be available internally through software integrations,
Be offered only upon request, or
Not be promoted publicly because it is considered an optional add-on.
Since rent reporting is increasingly valuable for renters looking to build credit, the lack of a clear public statement means the only reliable next step is to contact the company directly and ask.
Key Takeaway for Renters
Jilsa offers strong full-service management and financial transparency, but rent reporting is not mentioned on their public site. For renters prioritizing credit-building, the absence of a public disclosure should be viewed as an information gap — not a firm no — and an invitation to inquire.
What This Means for Renters: The Technical Pieces Are Already in Place — You Just Need to Ask
When local property managers offer online payment portals and accounting systems, they’re already operating with the core infrastructure required to support rent reporting. These digital systems act as the technical bridge between property managers and third-party vendors that transmit rent-payment data to credit bureaus. Even if a manager doesn’t openly advertise rent reporting, the presence of modern payment and accounting tools means integration is often possible.
Online Payment & Accounting Systems = The Missing Link Is Usually Just Activation
Most professional property managers use software platforms such as Rent Manager, AppFolio, Buildium, or RealPage. These systems already manage:
Rent collection
Tenant portals
Ledger tracking
Financial reporting
Automated payment histories
Because these platforms store structured payment data, they can often sync with rent-reporting vendors with minimal configuration. In other words:
If your property manager has an online portal, they likely have the technical ability to enable rent reporting — even if they never mention it.
National Vendors That Integrate With Property Software
Several national rent-reporting companies are designed specifically to plug into these systems, including:
Esusu — widely adopted and known for seamless integrations with large property-management platforms.
RentTrack — works with multiple software providers and has long offered API-based syncing for rent payments.
These vendors allow managers to onboard tenants easily, and in most cases, the setup requires little more than enabling a software module or approving a partnership.
What Renters Should Do
Because managers often don’t promote this service publicly, your best move is simple:
Ask your property manager whether they can activate rent reporting through their existing payment platform or a vendor like Esusu or RentTrack.
It’s a low-effort request for them — and a high-impact credit-building benefit for you.
Broward County — Deerfield Beach / Fort Lauderdale area
Local and regional managers I checked:
Renters Warehouse (Broward Office): What Their Public Information Shows About Rent Reporting
Renters Warehouse is a well-known property-management company with offices across the country, including a dedicated Broward County office serving South Florida landlords and tenants. Their public materials highlight a wide range of management services, with an emphasis on streamlined processes and digital convenience. However, when it comes to rent reporting, the Broward office’s webpage leaves a noticeable information gap.
What Renters Warehouse Broward Advertises
On the Broward office page, Renters Warehouse focuses on operational features that support both property owners and renters. These include:
Rent collection tools
Online tenant portals
Maintenance coordination
Owner reporting and accounting features
Marketing, leasing, and tenant placement services
These offerings confirm a strong digital infrastructure — the kind that typically allows property managers to integrate credit-building services if they choose.
What’s Missing: A Public Rent-Reporting Statement
Despite having the technology needed to support rent reporting, the Broward office page does not explicitly state whether rent payments are reported to credit bureaus.
This lack of mention does not necessarily mean they do not offer it. Many multi-office management companies:
Enable rent reporting selectively,
Offer it through internal software integrations, or
Provide it only upon renter request.
Because the corporate site tends to standardize service descriptions, individual offices may offer features not represented in their publicly posted materials.
What This Means for Renters
If you are renting from the Broward office and wish to build credit through your on-time rent payments, it is essential to ask directly. The company already provides the payment portals and accounting tools needed to support a rent-reporting integration — the only question is whether they have activated it locally.
A simple inquiry can clarify whether they partner with national vendors such as Esusu, RentTrack, Boom, LevelCredit, or RealPage-based reporting tools.
Bottom Line
Renters Warehouse (Broward) offers strong digital tenant services, but does not publicly confirm rent reporting on its office page. Renters aiming to use rent payments to build credit should request confirmation directly from the local office.
Keyrenter Fort Lauderdale — Strong Reporting for Owners, but No Public Claim About Reporting Rent to Credit Bureaus
Keyrenter Fort Lauderdale is a well-established property-management firm serving Broward County, with a model built around transparency, digital systems, and hands-on support for both owners and tenants. Their public-facing materials highlight a professional, tech-enabled operation — but they stop short of confirming whether tenant rent payments are reported to credit bureaus.
What Keyrenter Fort Lauderdale Publicly Advertises
On their site, Keyrenter emphasizes the core digital tools and services that define their management approach. These include:
Online rent collection
Owner reporting and financial statements
Maintenance coordination
Tenant screening and leasing services
Online portals for both tenants and owners
The company clearly prioritizes automation, accuracy, and organized financial management. Their owner-reporting features, in particular, demonstrate that they have the accounting infrastructure needed to track rent payments in detail.
What’s Not Stated: Rent Reporting to Credit Bureaus
While Keyrenter describes rent collection and financial reporting for property owners, the public page does not explicitly state that tenant rent payments are reported to any credit bureau.
This is not unusual. Many property managers operate with software systems that could support rent-reporting integrations (such as through Esusu, RentTrack, Boom, or RealPage), but they do not promote the service unless:
They use it as a premium offering,
They enable it only for certain portfolios, or
They make it available by request rather than by default.
What This Means for Tenants
Because the public site does not confirm credit reporting, renters should not assume the service is unavailable. Keyrenter already uses digital portals and accounting tools — the core backbone required for rent reporting.
If you want your on-time rent payments to build your credit, the next step is simple:Ask Keyrenter Fort Lauderdale whether they can enable rent reporting through their existing software or via a third-party vendor.
Many property managers can activate it with little effort; they just need a tenant to request it.
Keyrenter Fort Lauderdale offers robust digital services and detailed financial reporting for owners, but their public materials do not indicate that they report tenant rent payments to credit bureaus. Renters interested in credit-building through rent should reach out directly for confirmation.
What This Means for Renters: National Brands and Local Franchises Often Can Add Rent Reporting — But You Have to Ask
Many national property-management brands and their local franchise offices rely on modern property-management software to run their day-to-day operations. These platforms handle everything from online rent collection to accounting, tenant portals, maintenance coordination, and owner reporting. What renters may not realize is that these same systems often support rent-reporting integrations — even when the company never advertises it publicly.
Why National and Franchise Offices Are Technically Able to Offer Rent Reporting
Large management brands and their franchisees typically use established property-management platforms such as Rent Manager, RealPage, AppFolio, or Buildium. These systems already collect and store:
Payment histories
Rent-ledger data
Tenant information
Recurring payment timestamps
Online transaction records
Because this data is structured and digital, it can be fed directly into rent-reporting vendors with minimal setup. Most platforms offer API-based integrations or add-on modules that allow management companies to activate rent reporting with one vendor or several.
This means a local franchise office may already have the capability — even if they’ve never promoted it or turned it on.
National Rent-Reporting Vendors That Commonly Integrate
Several leading rent-reporting companies are designed to plug directly into major property-management systems. Examples include:
RentTrack — integrates with multiple platforms and is widely used by mid-sized and large managers
Esusu — known for strong adoption across multifamily properties and seamless software compatibility
RealPage rent-reporting tools — often built directly into the RealPage ecosystem used by many large management firms
Because national brands often centralize their software choices, it’s common for both the corporate office and local franchises to have access to these integrations.
What Renters Should Do
Even if your local office does not mention rent reporting on their website, don’t assume it’s unavailable. The most effective step is simple:
➡ Ask your local property-management office whether they currently report rent and which vendor they use.
Many offices can enable rent reporting quickly if their software platform supports it — and in most cases, it does.
National property-management brands and their local franchisors often have the technical capability to integrate rent reporting through vendors like RentTrack, Esusu, or RealPage. Whether they’ve activated it is another question — one you can easily answer by asking directly.
Palm Coast (Flagler County)
Local managers I checked:
Palm Coast Rent, Palm Coast Property Management, PMI Daytona Flagler, Everest Realty, and RE/MAX Select — Online Portals Are Visible, but Rent Reporting Is Not Advertised
Palm Coast’s rental market includes a mix of independent local property managers and national franchise offices. While these firms differ in size and branding, their public websites reveal a clear pattern: all provide modern online portals and accounting tools, but none publicly advertise rent-reporting partnerships with credit-building vendors.
What These Local and Franchise Managers Do Show Publicly
Across PalmCoastRent, Palm Coast Property Management, PMI Daytona Flagler (a PMI franchise), Everest Realty, and RE/MAX Select, the publicly available service information consistently highlights:
Online rent-payment portals
Owner and tenant access to financial statements
Digital maintenance request systems
Automated accounting and reporting tools
Leasing and administrative services
These features signal that each firm uses professional property-management software capable of securely tracking rent ledgers and payment histories — the same backbone required for rent reporting.
What They Do Not Show: Public Claims About Rent Reporting
Despite having the necessary digital infrastructure, none of these firms’ public-facing websites explicitly state that they:
Report tenant rent payments to credit bureaus, or
Partner with rent-reporting vendors such as Esusu, RentTrack, LevelCredit, Boom, or RealPage integrations.
This silence is common among small and mid-sized local managers as well as franchise offices. Rent reporting is often available but not actively marketed, especially if:
It is offered only upon request,
It is enabled selectively for certain owners or portfolios, or
The company has not yet activated the integration despite the platform supporting it.
What This Means for Palm Coast Renters
Even without a public claim, the presence of robust portals and accounting systems means these firms almost certainly have the technical capability to integrate rent reporting through their software provider. Most systems — including Rent Manager, Buildium, AppFolio, and RealPage — support rent-reporting add-ons.
The practical takeaway:➡ If you want rent reporting, you need to ask your property manager directly.They may already have access to a compatible vendor; they simply haven’t publicized it.
Bottom Line
PalmCoastRent, Palm Coast Property Management, PMI Daytona Flagler, Everest Realty, and RE/MAX Select all showcase online payment and accounting tools, but none publicly confirm rent-reporting partnerships. Renters interested in building credit should contact these managers to ask whether reporting can be activated.
What That Means: The Same Pattern Appears — The Technology Is There, but Rent Reporting Isn’t Publicly Confirmed
Across Palm Coast property managers, a consistent pattern emerges: online payments and accounting systems are in place, but public disclosure about rent reporting is inconsistent or nonexistent. This pattern is important for renters who want to build credit through on-time rent payments.
The Technical Capability Exists
Modern property-management firms — including those operating in Palm Coast — almost always use software platforms that support:
Online rent payments
Tenant portals
Digital ledgers
Automated accounting
Owner reporting
These features show that the firm is already collecting and organizing payment data in a structured digital format. That’s the essential requirement for rent-reporting integrations with vendors like RentTrack, Esusu, Boom, LevelCredit, or RealPage-based systems.
If a company can accept online payments and track tenant ledgers, they usually can turn on a rent-reporting feature if they choose.
Public Disclosure Is Mixed
Even though the underlying systems support rent reporting, most local firms do not publicly state whether they report rent to credit bureaus. Some do this intentionally because:
They offer rent reporting only upon request,
Only certain owners opt into the program,
Their franchise or software provider hasn’t enabled the integration, or
It’s a newer service they haven’t updated their website to include.
As a result, a tenant browsing a manager’s website may see strong digital capability but no confirmation of rent reporting.
What Renters Need to Do
Because of this mismatch — strong technical capability but unclear public statements — renters shouldn’t assume the service is unavailable.
The most reliable step is simple:➡ Ask the property manager directly whether they currently partner with a rent-reporting vendor, and if so, which one.
Some managers can enable rent reporting almost immediately; they just haven’t advertised it.
The technology needed for rent reporting is already present in most Palm Coast property-management systems. But since public disclosure is inconsistent, tenants who want this credit-building benefit should contact the manager and request confirmation.
Why local managers often don’t advertise rent reporting
Many managers treat rent reporting as a vendor integration or an optional amenity and may only communicate it to residents once the property enrolls. Large owners/operators promote it strongly (because it helps retention), but smaller local managers may not update public pages. That’s why a direct question gets the fastest, definitive answer.
How to ask your property manager — exact scripts and checklist
Short script (email or phone):
Hi — I’m a tenant at [property/address]. I’d like to know whether the property reports on-time rent payments to consumer credit bureaus (Experian / TransUnion / Equifax). If so, which service do you use (e.g., Esusu, RentTrack, Boom, LevelCredit, RealPage), and is there any cost to tenants? If you don’t currently report, do you plan to, or would you accept a rent-reporting integration? Thank you — [Oasis Rental]
Use this follow-up checklist when they reply:
Which vendor do you use? (Get the vendor name — RentTrack, Esusu, Boom, LevelCredit, RealPage, etc.)
Which bureaus are reported to? (All three, or only one?)
Is it automatic or opt-in? (Some providers auto-enroll tenants with opt-out; others require tenant opt-in.)
Cost to tenant (free to tenants vs. monthly subscription).
How will late payments appear? (Some services report only on-time payments; others may report delinquencies.)
Where can I view my reporting? (Ask for the resident portal or instructions.)
If the manager says “no” (two options)
How to Ask Your Property Manager to Consider Adding Rent Reporting(With Suggested Vendors and Demo Options)
If your property manager does not currently report rent to the credit bureaus, you can still advocate for it. Most professional property-management systems already have the technical capability to integrate with rent-reporting vendors. What many managers lack is awareness of the service, clarity on how it works, or knowledge of which vendors support easy onboarding.
A well-prepared, polite request from a tenant can often open the door.
How to Make the Request
When contacting your property manager, be direct but helpful. Let them know:
You’re interested in having your on-time rent payments reported to the credit bureaus.
You understand they may already have the software capability, since most systems track online payments and tenant ledgers.
You can provide vendor names that integrate with major property-management platforms.
Many vendors offer free demos specifically designed for property managers, making evaluation simple.
This approach shows that you’re not asking them to overhaul their systems — just to consider activating an add-on that could benefit tenants and strengthen payment reliability.
Suggested Rent-Reporting Vendors to Share
Below are reputable vendors widely used by property-management companies across the U.S. Each offers demos, onboarding support, and integrations with major platforms such as Rent Manager, Buildium, AppFolio, Yardi, and RealPage.
Esusu
A major provider used by multifamily and single-family managers nationwide. Known for strong integrations and simple onboarding.
RentTrack
A long-established rent-reporting solution that works with multiple property-management systems and is familiar to mid-sized and large management firms.
Boom
Offers both renter self-enrollment and property-manager plans; integrates with several software providers.
LevelCredit
Provides credit reporting for renters and works with both individual enrollments and property-management integrations.
How to Phrase the Request
You can say something like:
“I’m interested in having my rent reported to the credit bureaus. Our current software already supports online payments and accounting, so I wanted to ask if you would be willing to explore adding rent reporting. Vendors like Esusu, RentTrack, Boom, and LevelCredit all offer demos for property-management companies. Here are their websites if you’d like to take a look.”
This makes it easy for the manager to evaluate the option without feeling pressured.
Most property managers can add rent reporting — they just need a reason to consider it. By providing vendor options and offering to share demo links, you make the process easier and more likely to move forward.
Self-Enroll as a Renter: How to Report Your Rent to Credit Bureaus
If your property manager does not offer rent reporting, you still have options to build your credit with on-time rent payments. Several services allow individual renters to self-enroll, giving you direct control over reporting your payments to credit bureaus.
Renter-Facing Options
Some rent-reporting vendors provide programs designed specifically for tenants, without requiring property-manager participation for initial setup. Examples include:
Boom — allows renters to report payments and manage their credit-building profile independently.
Other renter-facing platforms — check the provider directory for additional options.
How It Works
Check the rent-reporting provider directory to see which services allow individual enrollment.
Follow the instructions for self-enrollment, which typically include providing proof of payment history, lease information, and personal identification.
Ongoing reporting may require verification: some services still need periodic confirmation from your landlord or property manager to continue reporting reliably.
This approach is especially helpful for renters whose management companies do not actively participate in rent-reporting partnerships.
Benefits
Build your credit history even if your property manager does not offer reporting.
Gain control over your own credit-building process.
Access multiple platforms to compare features and fees.
Considerations
Some services charge a small subscription fee.
Verification requirements vary; read instructions carefully.
Reporting may not be automatic for all vendors — ensure ongoing compliance.
Even if your property manager cannot report your rent, self-enrollment is a viable way to leverage on-time payments for credit building. Using renter-facing platforms like Boom and reviewing the rent-reporting provider directory ensures you can find an option that works for your situation.
Pros & cons (short)
Pro: On-time rent reporting can help build or boost credit score for renters with thin or no credit files.
Con: Not all services report to every bureau; reporting formats vary and may appear as an “open” account on credit reports. Make sure you understand whether late payments will also be reported.
Quick vendor cheat-sheet (to reference when you talk to managers)
Esusu: A Leading Rent-Reporting Solution for Multifamily Properties
Esusu has emerged as a widely used rent-reporting platform, particularly among multifamily property operators. The service is designed to help tenants build credit and financial stability by reporting on-time rent payments directly to major credit bureaus.
How Esusu Works
Esusu integrates with property-management software and online rent-payment systems, allowing rent payments to be automatically reported to credit bureaus. Key features include:
Automated reporting of on-time rent payments
Integration with property-management platforms to minimize manual work for managers
Tenant-facing dashboards that let renters track their reporting status and credit-building progress
No-Cost Tenant Experience
One of the standout benefits of Esusu is that many partner properties offer the service at no cost to tenants. In these arrangements, the property manager or owner covers the fees, meaning tenants can gain the credit-building benefit without any subscription charge.
Why Multifamily Operators Use Esusu
Enhances tenant retention by offering a financial benefit
Supports renter credit-building initiatives
Provides seamless reporting with minimal administrative burden
For tenants, this means on-time rent payments can help establish or improve credit scores, providing long-term financial advantages beyond just housing stability.
Esusu is a trusted solution for both property managers and renters in the multifamily sector. By reporting rent payments to credit bureaus and offering many tenants a no-cost experience, it has become a key tool in modern property management.
RentTrack: A Longstanding Rent-Reporting Platform for Credit-Building
RentTrack is a well-established rent-reporting service that helps renters build or improve credit by reporting on-time rent payments to the major credit bureaus. It is widely used by property managers and tenants alike and has a long history of providing reliable rent-reporting solutions.
How RentTrack Works
RentTrack integrates with property-management software and online rent-payment systems to ensure that tenant payments are reported accurately and on time. Key features include:
Reporting to all three major credit bureaus — Experian, Equifax, and TransUnion
Automatic reporting through property-manager integrations
Tenant dashboards that allow renters to track payments and see their credit impact
Why Property Managers Choose RentTrack
Offers a trusted, established platform with years of experience in rent reporting
Simplifies the reporting process, reducing administrative work for property managers
Adds a credit-building benefit for tenants, enhancing retention and satisfaction
Benefits for Renters
For tenants, using RentTrack means that on-time rent payments can contribute to their credit history, helping establish or improve credit scores without requiring additional loans or credit cards.
RentTrack is a dependable and longstanding solution for property managers and renters looking to leverage rent payments as a tool for credit-building, reporting directly to all three major bureaus.
Boom and LevelCredit: Flexible Rent-Reporting Options for Renters and Property Managers
Boom and LevelCredit are two rent-reporting services that cater to both individual renters and property-management providers, offering flexible ways to report on-time rent payments to credit bureaus.
Renter-Facing Options
For tenants whose property managers do not offer rent reporting, both Boom and LevelCredit allow self-enrollment. These renter-facing programs enable tenants to:
Report rent payments independently
Track their reporting history through a dashboard
Build or improve credit scores using consistent on-time rent payments
Provider Options
Property managers and landlords can also integrate Boom or LevelCredit into their existing software platforms to report multiple tenants’ rent automatically. Integration benefits include:
Automated reporting with minimal administrative burden
Ability to offer tenants a credit-building perk
Compatibility with common property-management software systems
How to Get Started
To determine which option is right, tenants and property managers should consult the rent-reporting provider directory. This directory provides details on:
Which services support self-enrollment
Which services integrate with property-management software
Vendor websites and contact information for demos or onboarding
Boom and LevelCredit provide flexible solutions for building credit through rent payments. Whether you are an individual renter seeking self-enrollment or a property manager looking to offer reporting to tenants, these platforms make it easier to turn routine rent payments into a long-term financial benefit.
Sources:
Dayan Property Management
West Palm Beach Condo and HOA Management
Keyrenter Fort Lauderdale
Esusu — Rent reporting overview and resident enrollment details. Esusu+1
RentTrack — product overview (reports to major bureaus). renttrack.com
RentReporting Center — directory of rent-reporting providers (vendor list and renter options). Rent Reporting Center
Freddie Mac — how to get your rent reported to credit bureaus (explains landlord vs. renter reporting pathways). myhome.freddiemac.com
Experian — how to choose a rent-reporting service / considerations for renters. Experian
Bankrate — consumer overview of rent reporting services and examples. Bankrate
Local property manager sites (examples checked for Boca Raton, Broward, Palm Coast): Dayan Property Management (Boca), Renters Warehouse (Broward), PalmCoastRent / PMI Daytona Flagler, Everest Realty — used to verify rent-collection/portal presence (no explicit rent-reporting claims found on public pages). 386rent.com+3Dayan Property Management+3renterswarehouse.com
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