Living near Florida water — whether it’s the Atlantic surf in Boca Raton and Deerfield Beach or the quieter canals of Palm Coast — changes what you should expect from renter’s insurance. Standard renters policies are useful and inexpensive, but they have important gaps that matter more the closer you live to the water. Below I explain what typical policies do and don’t cover, how coastal geography (oceanfront vs. canal) changes your risk and your premium, and exactly what to

Rethinking the Traditional Security Deposit in Florida For many years, landlords have relied on security deposits as a financial safeguard against unpaid rent, property damage, or lease defaults. But in recent years, evolving tenant expectations, increased competition for quality renters, and changes in state law have encouraged landlords to explore alternatives  that reduce move-in cost burdens while still protecting the property owner. For landlords in Palm Beach, Broward,

Renters who move around South Florida quickly learn that the headline rent is only part of the math. “Junk fees” — non-rent charges added at application, move-in, or during tenancy — can tack hundreds (or even thousands) onto the first month’s outlay. Below I compare the patterns you’re likely to see in Boca Raton / Deerfield Beach condo rentals versus single-family homes in Palm Coast, explain why the differences exist, and offer practical steps to avoid surprises. Boca Rato

As Florida continues to refine its landlord-tenant laws, renters in Palm Beach, Broward, and Flagler counties should pay attention to several changes and proposed amendments that may affect their rights, notice periods, deposits, disclosures, and protections. While Florida law largely preempts local ordinances in the residential rental sphere, local implementation and county/city practices can cause variation in how changes play out on the ground. Below are key developments i

The short-term rental (STR) market, fueled by platforms like Airbnb and Vrbo, continues to grow as travelers seek flexible and affordable...

If you're considering moving into a property managed by a Homeowners Association (HOA) in Palm Coast, Florida, it's important to...